Hi , I'm Carol Kubik

Please contact me to further discuss your health benefit needs. I can help you choose the right plan and prepare your application.


My Contact Information:

Tel: 314-923-6212
Fax: 314-923-4746
Email: carol.j.kubik@anthem.com
Monday - Friday 8:00am - 8:00pm CST

1831 Chestnut Street
St. Louis, MO 63103

License Number: 826321

 
 
Click Here to Apply Online or Call Me and I’ll walk you through the enrollment process over the phone.
 
 

Here are our most popular plans

  SmartSense Plus Premier Plus Lumenos® HSA Plus CoreShare
         
Plan Description For smart coverage at sensible savings, these plans come in a wide range of deductible/monthly premium combinations designed to give you lots of affordable options. Whichever plan you choose, you'll have coverage for your first three network doctor visits - including routine office visits - without having to meet your deductible first. These are great family plans packed with benefits, including low copays for doctor visits and comprehensive prescription drug coverage. Premier plans offer a wide range of deductible/monthly premium combinations. Also, routine preventive benefits you receive from network providers are not subject to your plan's deductible. Optional maternity benefits are available on select plans too. The plan has two parts: A high-deductible health plan (HDHP) and a Health Savings Account, or HSA. An HSA is like a savings account for your health. You contribute funds to your HSA to save for eligible medical expenses. Your HSA contributions may have potential tax advantages and any unused dollars are rolled over from year to year for future health expenses. If you're looking for a simple plan design with some of our lowest rates, CoreShare could be the plan that's right for you. CoreShare offers a vast range of deductibles and higher cost-sharing helps lower your monthly premiums. Prescription drug coverage is included. Maternity benefits are not included with this plan.
         
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Additional Information
 
 
 
 

Additional coverage you may be interested in

Blue Short Term

If you are temporarily without health coverage, our Blue Short Term plan is an affordable plan designed to protect you from unexpected health issues for a short period of time (one to six months).

Dental Blue®

Offering Dental Blue® 200 Essential, Dental Blue® 100 Essential and Dental Blue® 100 Basic. Dental Blue® is an affordably priced dental plan designed to provide maximum choice, while offering you access to a full range of quality dental benefits.

Don't forget Life!

We also offer a range of Term life products in Blue Preferred Term Life 15000, 25000 and 50000. Ask your agent about it today.

 
 
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Anthem Blue Cross and Blue Shield is the trade name of: In Indiana: Anthem Insurance Companies, Inc. In Kentucky: Anthem Health Plans of Kentucky, Inc. In Ohio: Community Insurance Company. Life and disability products are underwritten by Anthem Life Insurance Company. Independent licensees of the Blue Cross and Blue Shield Association. ® ANTHEM and ® Lumenos are registered trademarks. The Blue Cross and Blue Shield names and symbols are the registered marks of the Blue Cross and Blue Shield Association.